Finance Watch News and Case Studies.
Why Wait if Variable Rates are Already Falling
It’s no secret that many Australians are eagerly anticipating a rate cut from the Reserve Bank of Australia (RBA). While this may make for a happy new year, February might seem a long way off—especially if you’re sweating on that rate cut (and remember, there are no guarantees). But here’s the good news: you may …
Financing Your Home Renovation: Smart Options for Aussie Homeowners
Whether it’s adding a pool for the summer heat or building a granny flat for gran, renovations can add both monetary and practical value to your home. However, these improvements come at a cost and can be quite expensive unless you have a large amount of cash on hand. Choosing the right finance option can …
The Benefits of Home Loan Pre-Approval in Australia
A pre-approval is when a lender approves you for a home loan before you actually decide on a house to buy. It’s essentially a guarantee that you will be approved for a home loan if you decide to apply for it. By being proactive with a pre-approval, you reap a host of benefits that can …
Quick Tips to Find the Right Home Loan and Pay It Off Fast
Finding the right home loan and paying it off quickly can seem overwhelming, but an experienced broker can make it easier. Here’s a quick guide to help you. Common Home Loans: Principal and Interest Loans: Regular payments on the amount borrowed plus interest over 25-30 years. Interest-Only Loans: Payments cover just the interest; the principal …